Foreclosures and Short Sales

Need Help With a Short Sale or Foreclosure?

If you're facing foreclosure or even at the risk of bankruptcy, you need help from an experienced realtor. When you work with me, your goal is my goal, and I always exhaust every option to present a foreclosure. In some cases, you may benefit from a short sale.

A short sale is a process of negotiation and loan modification for homeowners that'll allow you to significantly reduce your debt. Need help with a short sale or foreclosure? Get in touch with me at Shelley Beeney, HER, REALTORS® to learn what I can do for you!

Begin Your Short Sale With My Help

If you've experienced financial hardship and have thus missed a few mortgage payments, you may benefit from a short sale. I'll guide you through this process step-by-step and explain how it works.

The short sale process begins by contacting the lender to see if they want the house back. If not, they may accept a lower mortgage to sell it quickly.

I'm available 24/7 for your service. Call   (937) 645-6507 or email me at ShelleyBeeney@HowardHanna.com  today. FREE Wi-Fi is available at my office, so get in touch with me at Shelley Beeney, Howard Hanna.

Completing the Short Sale

• Inform mortgage company of hardship
• Mortgage company sends loss to mitigation department if they're willing to work with us
• I deal with lenders to sell the house before your credit is impacted
• I explain your options
• Market analysis of property value and find out what the seller will accept
• I explain how the process may affect your credit
• I handle your junior lien holder (if you have a 1st and 2nd mortgage)